Item 1.01 Entry into Material Definitive Agreement. On July 16, 2026 (the “ Closing Date”), Rocket Companies, Inc. (the “ Company”), a Delaware corporation, as borrower, entered into a new Revolving Credit Agreement (the “2026 Credit Agreement”) with the lenders party thereto, JPMorgan Chase Bank, N. A., as administrative agent (the “ Administrative Agent”), and the other parties party thereto, with an initial aggregate commitment of $2.5 billion maturing on July 16, 2029. Proceeds of the borrowings under the 2026 Credit Agreement will be used for general corporate purposes. Borrowings under the 2026 Credit Agreement are unsecured and will bear interest at a rate equal to a base rate (which may include a term SOFR rate) plus an applicable margin. In addition, the 2026 Credit Agreement requires the Company to pay a commitment fee (determined based on the Company’s corporate credit rating) in respect of the unused commitments under the 2026 Credit Agreement. The 2026 Credit Agreement contains certain customary events of default, including in the event of a change of control, and certain covenants and restrictions that limit the Company’s and its subsidiaries’ ability to, among other things, incur additional debt; create liens on certain assets; pay dividends on or make distributions in respect of their capital stock or make other restricted payments; consolidate, merge, sell, or otherwise dispose of all or substantially all of their assets; and enter into certain transactions with their affiliates. The Company is also subject to certain financial maintenance covenants under the 2026 Credit Agreement, which require the Company and its subsidiaries to not exceed specified net leverage and corporate net debt ratios at the end of each fiscal quarter, and to maintain minimum liquidity and tangible net worth. If the Company fails to perform its obligations under these and other covenants, or should any event of default occur, the revolving loan commitments under the 2026 Credit Agreement may be terminated and any outstanding borrowings, together with accrued interest, under the 2026 Credit Agreement could be declared immediately due and payable. The foregoing description of the 2026 Credit Agreement does not purport to be complete and is subject to, and qualified in its entirety by reference to the full text of the 2026 Credit Agreement, a copy of which will be filed with the quarterly report on Form 10-Q of Rocket Companies, Inc.

Item 1.02 Termination of a Material Definitive Agreement. On the Closing Date, the Company terminated the Revolving Credit Agreement, dated as of April 30, 2025 (the “2025 Credit Agreement”), among the Company, Rocket Mortgage, LLC, the guarantors party thereto, the lenders party thereto and JPMorgan Chase Bank, N. A., as supplemented by that certain Guarantor Supplement, dated as of October 1, 2025. No early termination penalties or prepayment premium were incurred by the Company in connection with the termination of the 2025 Credit Agreement.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information contained under Item 1.01 above is hereby incorporated in this Item 2.03 by reference. SIGNATURES