Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. On October 28, 2025, Fredi Nisan notified the board of directors of RYVYL Inc., a Nevada corporation (the “ Company”), of his resignation as a director of the Company, effective on October 30, 2025. As previously disclosed in the Company’s Current Report on Form 8-K, filed with the U. S. Securities and Exchange Commission on October 1, 2025, Mr. Nisan will also retire as Chief Executive Officer of the Company effective October 31, 2025. The resignation of Mr. Nisan as a director of the Company was not related to any disagreement with the Company on any matter relating to the Company’s operations, policies or practices. In connection with Mr. Nisan’s retirement, the Company’s board of directors has determined to appoint George Oliva, the Company’s Chief Financial Officer, as the Company’s Interim Chief Executive Officer, effective immediately following Mr. Nisan’s retirement. Updated biographical information regarding Mr. Oliva is below: Mr. Oliva, age 64, joined the Company in October 2023 as Chief Financial Officer, has served as a Director since September 2025, and has over 30 years as a senior finance professional, with a background in corporate finance, treasury, financial planning and analysis, international tax, and strategic planning. Prior to joining the Company, he was Chief Financial Officer and Corporate Secretary for WiSA Technologies (“ WiSA”) since 2019. Prior to WiSA, he provided financial consulting services to public and private companies nationwide. He was also a partner with Hardesty LLC, a national executive services firm. Mr. Oliva has held several interim positions with a variety of clients that included a scientific instruments business acquired by a private equity firm, a medical device manufacturer preparing for an IPO, an audio company merger and a yield improvement software company implementing a world-wide ERP system. Mr. Oliva was CFO of Penguin Computing from 2009 through 2013, where he played a leading role in guiding them through a period of rapid growth, twice making the Silicon Valley Business Journal’s list of fastest growing private companies. Prior to Penguin, he was CFO of StreamLogic, a public company doing business as Hammer Storage Solutions, where he navigated its going-private transaction. Prior to serving in such roles, Mr. Oliva was responsible for financial planning and analysis and operational support as the operations controller for Conner Peripherals and at Read-Rite Corporation, both exceeding a billion of revenue in the data storage industry. Mr. Oliva began his career in auditing with Arthur Andersen & Co., a leading public accounting firm. Mr. Oliva is a certified public accountant, currently inactive status. He earned a B. S. degree in Business Administration from U. C. Berkeley with a dual emphasis in Accounting and Finance. There are no arrangements or understandings between Mr. Oliva and any other persons pursuant to which he was appointed as Interim Chief Executive Officer of the Company. There are also no family relationships between Mr. Oliva and any director or executive officer of the Company and Mr. Oliva has no direct or indirect material interest in any transaction required to be disclosed pursuant to Item 404(a) of Regulation S-K. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. RYVYL Inc. By: /s/ George Oliva Chief Financial Officer Dated: October 31, 2025