Item 5.02. Departure of Director. On February 12, 2026, Board Chairman W. Marston Becker informed MVB Financial Corp. (the “ Company”) that he will not stand for re-election at the Company’s 2026 Annual Meeting and will step down as Chair upon notification of the Company and as a director at the conclusion of his current term. The Board plans to appoint Vice Chair Dr. Kelly R. Nelson to succeed him as Chair, and will do so at its February 17, 2026 Board meeting, as part of the Board’s ongoing leadership succession planning. Mr. Becker's decision not to stand for re-election at the Company's 2026 Annual Meeting was not due to a disagreement or dispute with the Company.

Item 9.01. Financial Statements and Exhibits. (d) Exhibits. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. MVB Financial Corp. By: /s/ Michael R. Sumbs Michael R. Sumbs Date: February 12, 2026