Item 1.01 Entry into a Material Definitive Agreement. Bank of Montreal Master Repurchase Agreement On September 4, 2025, Rocket Mortgage, LLC (the "Guarantor"), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., RCKT Mortgage SPE-D, LLC, a Delaware limited liability company (the "Seller"), and Bank of Montreal, a Canadian chartered bank acting through its Chicago Branch (the "Buyer"), entered into the Amended and Restated Master Repurchase Agreement (the "A& R Master Repurchase Agreement") and the related Amendment No. 9 to Pricing Side Letter, which amended and restated the terms of the existing master repurchase agreement dated as of October 9, 2020, as amended, by and between the Seller, the Guarantor, and the Buyer (the "Existing Master Repurchase Agreement"), extended the expiration date of the Existing Master Repurchase Agreement from October 2, 2026 to September 3, 2027, increased the facility from $800,000,000 to $1.0 billion and effectuated certain other technical changes to the Existing Master Repurchase Agreement. The foregoing description of the A& R Master Repurchase Agreement does not purport to be complete and is subject to, and qualified in its entirety by reference to the full text of the A& R Master Repurchase Agreement, a copy of which will be filed with the quarterly report on Form 10-Q of Rocket Companies, Inc. for the period ending September 30, 2025. Following the execution of the A& R Master Repurchase Agreement and the related Amendment No. 9 to Pricing Side Letter, the total funding capacity of the Company, including pursuant to all master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit and early buy out facilities was $26.4 billion. This figure compares with $26.2 billion as of June 30, 2025 and $27.5 billion as of December 31, 2024.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information contained in Item 1.01 above is hereby incorporated in this Item 2.03 by reference. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: September 10, 2025 ROCKET COMPANIES, INC. By: /s/ Noah Edwards Name: Noah Edwards Title: Chief Accounting Officer